When the Payment Plan Becomes the Problem: Veterinary Medicine's Uneasy Relationship With Point-of-Sale Lending
Point-of-sale financing platforms have become fixtures in veterinary waiting rooms, promising to bridge the gap between what pet owners can afford and what their animals need. But as these fintech products proliferate, they are quietly repositioning the veterinarian as a participant in a lending relationship — with all the ethical complexity and regulatory uncertainty that entails. VetPAC examines the profession's obligations and the policy questions that remain unanswered.